My Finopedia

Personal Finance Planning

What is Personal Financial Planning and Why is It Important?

One doesn’t have to be an expert in economics or accounting to be good at personal finance. All that, one has to do is follow certain rules which are universal like the law of gravity. Personal finance is both a simple concept because all the math one needs to understand is covered in schooling, and …

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20 Years Stock market

Average Stock Market Returns Last 20 years in India

Time may be a friend of fine companies and an enemy of bad companies. In the last 2.5 decades,  successful companies grow to unimaginable levels in sales, profits, and market cap. Only 100  companies of the highest 500 companies listed in 1995 have outperformed the benchmark. Stock returns are slaves of earnings power and growth. …

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Fee-Only Financial Advisor

Why We Need Fee-Only Financial Advisor?

A fee-only financial advisor provides financial planning advice or consultation services and manages your personal finance.  These advisors are paid on a flat-fee basis for their service and in return, they provide you with the best financial pieces of advice that enhance your investment portfolio. They work for your profit and in return charges a …

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Stock Market Crash

How to Protect Investments From Stock Market Crash ?

The upward trend seen in the market was coined to be a delightful time for investors of all sectors.  There are various reasons for the roaring momentum including record Foreign Investment Inflows (FII)  and direct participation within the stock exchange from new and young investors. But, like all intricacies,  this has the propensity to change. …

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Investing Behavioral Biases

Behavioral Biases in Investment Decision-Making

Pirates or Thugs represents the various prejudice investors have which impacts their financial verdicts and averts them from generating wealth. Let us discuss some of the biases in detail so that any investor or future investor can be aware of such pointers and gain much.  The topmost is Loss Aversion bias which is the tendency …

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