One doesn’t have to be an expert in economics or accounting to be good at personal finance. All that, one has to do is follow certain rules which are universal like the law of gravity. Personal finance is both a simple concept because all the math one needs to understand is covered in schooling, and …
What is Personal Financial Planning and Why is It Important? Read More »
You often plan for your rainy days, your financial goals, your retirement, but forget to value what you actually have, i.e., this. you wish to speculate in your present so as to secure your future. this implies that whether or not you’re healthy today, you wish to speculate during an insurance plan so as to …
Time may be a friend of fine companies and an enemy of bad companies. In the last 2.5 decades, successful companies grow to unimaginable levels in sales, profits, and market cap. Only 100 companies of the highest 500 companies listed in 1995 have outperformed the benchmark. Stock returns are slaves of earnings power and growth. …
Average Stock Market Returns Last 20 years in India Read More »
A fee-only financial advisor provides financial planning advice or consultation services and manages your personal finance. These advisors are paid on a flat-fee basis for their service and in return, they provide you with the best financial pieces of advice that enhance your investment portfolio. They work for your profit and in return charges a …
The upward trend seen in the market was coined to be a delightful time for investors of all sectors. There are various reasons for the roaring momentum including record Foreign Investment Inflows (FII) and direct participation within the stock exchange from new and young investors. But, like all intricacies, this has the propensity to change. …
How to Protect Investments From Stock Market Crash ? Read More »
Pirates or Thugs represents the various prejudice investors have which impacts their financial verdicts and averts them from generating wealth. Let us discuss some of the biases in detail so that any investor or future investor can be aware of such pointers and gain much. The topmost is Loss Aversion bias which is the tendency …
Once we start earning, we tend to accumulate a minimum of 2 years of saving and sacrifice—sweat and overtime to start investing outside for retirement. Invest once you have started earning. There’s a misconception that one needs plenty of cash to start out investing in stocks, mutual funds, and Exchange Traded Funds (ETFs). this can …
The economic fallout has caused a seismic shift in the attitude towards savings & investments. Job losses, salary cuts, and shutdowns in businesses have flipped lives for many, the impacts of which are devastating for those whose finances were already in delicate shape. The income uncertainties, the fear of contracting the infection, and also the …
Indians for long have considered investing in equity a risky bet and even today, many of our family heads stay away from it. They have a strong tilt towards saving options like bank deposits and small savings instruments, which offered good, stable and low-risk returns. But, as interest rates fell against the inflation rate and …
Retail Investor Participation in Indian Stock Market Read More »
Owing to a higher rate of return, tax savings and benefit of diversification, the mutual fund has become the most looked after investment alternative. However, before investing in any mutual fund, you should know the following factors about the fund you are going to invest in: 1. Size and performanceYou need to study the size …
