1. Why do the people from the income group below 5 lakh invest more in MF? Answer: The Indian thought process is changing. People have understood the importance of investments over savings during pandemics. The patience to double the savings in 5 years increased to almost 9+ years due to inflation is one of the major …
With Sensex crossed 61k & Nifty crossed 18k, every other individual must be attracted to the stock markets. In today’s time when an individual is working hard for the money, it’s high time to let the money work hard for you. One should understand their own risk appetite for easy investment strategies. If a patient …
Investment Strategies For Higher Returns- A Right Move! Read More »
Beneficial StartIn the midst of all these conditions, if an individual is able to make a start to their retirement planning efforts they have already won half the battle. They can ensure that at least a large part of their lives in old age will be spent in better times because they had the foresight …
Why Should I Save For Retirement Planning in My 20s? Read More »
The interest rate movement in the stock market influences the returns of a bond fund. When interest rates go down, long-duration bond funds are benefited the most. Whereas, when interest rates are rising, these funds are not fruitful. Factors such as inflation, government borrowings, RBI’s monetary policy, etc. explain the interest rate movement which is …
When Do Dynamic Bond Funds Make Sense For Investments? Read More »
While the markets are riding the bull, the economy is yet to induce back to the pre-covid levels. Currently, many investors are worried about the IPO rush and high valuation within the equity markets. At the present juncture, investors must pay special attention to sectorial valuation, as investing in good businesses could also result in …
Investors Eyeing Pharma Funds For Equity Investing!! Read More »
Low-cost index funds are the mouth of the town nowadays. True, low-cost index funds are available for a long time now, but they were mostly restricted to the massive cap segment. within the last year, the passive, low-cost funds have made their way into small-cap, mid-cap, thematic, and sectorial fund categories. a number of these …
Avenues For Achieving Retirement Goals Different people use different types of assets in the investment process at different points of time in the retirement planning process. Here are details of a few and the way in which an individual can use them effectively. EquitiesPeople use equities in the retirement planning process to provide the necessary …
Hybrid funds are popular among investors for the fine balance they provide between risk and reward. There are sub-categories within hybrid funds including aggressive hybrid, balanced advantage and equity savings, which are preferred among investors. The selection between the three should rely on the investment horizon and therefore the risk-taking ability of the investor. Equity …
Equity Savings Scheme: A Tax-Efficient Funds For Conservative and Moderate Investors Read More »
No UrgencyPeople would tell you not to worry about all this at the current stage in life because there is still a long way to go in life and hence there is no urgency for this process. There are others who would like to enjoy their period of youth and hence would not be willing …
Retirement planning is a process that can be started at any stage in life. There is no restriction in terms of age of when retirement planning can or cannot be undertaken. An early start means that there is a lot of time and scope to complete the process over the lifetime of the individual. The …
