Are you thinking about putting money into mutual funds? Mutual funds are among the most popular investment vehicles in the financial markets. They are broadly classified into three types: equity funds, debt funds, and hybrid funds. This differentiation is formed based on their features, which include liquidity, assets invested in, the type of securities owned, …
When it comes to investing, there are a few different options to choose from. Stocks and mutual funds are two of the most recognized. Both offer advantages and disadvantages, so deciding which is the best choice for you might be difficult. In this blog post, we’ll break down the difference between stocks and mutual funds, …
Difference Between Mutual Funds and Equity Shares Read More »
Any profit or gain which arises from the sale of a ‘capital asset’ comes under the head ‘income.’ Therefore, you will need to pay tax for that amount in the same year in which capital transfer has taken place. This is called capital gains tax. There are 2 types of capital gains tax: Short-term capital …
CAGR (Compound Annual Growth Rate) helps in measuring investments’ average annual growth over the given time period. It helps in analyzing average rate of return on the investments over the year. CAGR is a widely used tool for investors as it helps in measuring investment growth (or fall) over time. When industry experts calculate CAGR, …
If investors need regular and timely cash flow from investments, the choices are bank fixed deposits or postal deposits. However, fluctuations in the interest rates on these schemes can impact investors’ future income needs. Mutual funds have offered a solution for this which is called SWP. What is meant by the Systematic Withdrawal Plan in …
Systematic Transfer Plan (STP) means a strategy in which an investor can transfer a fixed amount of money from source scheme to target scheme. This usually happens from a debt fund to an equity fund. Nowadays, several financial experts recommend STP to mitigate potential risks. Unlike SIP, STP might not be a term which the …
The lump sum amount means a single complete sum of money. A lump sum investment means investing the entire amount at one go. Simply put, the word ‘lumpsum’ means a large sum of money. In the world of investing, it means investing a significant amount of money at once instead of breaking it into several …
A Systematic Investment Plan (SIP), popularly known as SIP, means a facility offered by mutual funds to the investors in which investment can be made in a disciplined manner. This facility permits an investor to invest a fixed amount of money at intervals which are pre-defined in the selected mutual fund scheme. Pre-defined SIP intervals …
What is NAV?A new MF investor would like to know about the NAV in a mutual fund. NAV (Net Asset Value) means the unit price of one mutual fund scheme. MFs are purchased and sold on NAV. Unlike prices of shares that change constantly during hours of trading, NAV gets calculated on the daily basis, …
What is NAV? Calculation of NAV ! (Net Asset Value) Read More »
A mutual fund, also known as MF, is a company which pools money from a range of investors and invests that pooled money into securities. These securities include stocks, bonds, and short-term debt. The word “portfolio” means combination of holdings of a mutual fund. Investors purchase shares in mutual funds. Each share exhibits an investor’s …
