Planning Your Money: The Lessons of this Navratri!

Navratri Financial Planning

Navratri is the festival celebrated for Navdevi, also known as Nav Durga, a Hindu goddess to worship each of her forms. Interestingly, these forms can also be associated with financial planning principles. It is the occasion on which people pray to rekindle a good force that is desperately required following an entire year of hard labor.

Let’s explore what each Navdevi teaches us about financial planning.


Shailputri, the first form of Navdevi, represents new beginnings. She is associated with prosperity and success in financial planning. this form teaches us to start early and take small steps to achieve our financial goals.

As a result, while it may be frightening to begin, even the best struggle with the uncertainties and problems that come with every journey, it is the most important to begin if we are to get anywhere at all.


Brahmacharini is associated with self-control, purity, and dedication. The most significant lesson on financial planning from navdevi is to be patient and inquiring, to never mind a setback but simply to review mistakes, and, most importantly, to acknowledge that there is, after all, a long path ahead. This approach teaches us patience and discipline in our financial planning. It is critical to have a clear vision and keep focused on our objectives.


Chandraghanta is a representation of grace and valor. She encourages us to invest with confidence and to take sensible risks. When they ought to be more tenacious and upbeat, investors frequently become frightened. They ought to be more liberal with their movements if the market is once more favorable. We must diversify our holdings and avoid putting all of our financial eggs in one basket.


Kushmanda is known for its warmth, brightness, and vigor. This technique encourages us to be upbeat and to see our finances in a good light. Investors perceive her energy as a remnant of a vigilant protector who keeps a close check on them while also allowing their creativity to develop on its own and having faith in their abilities. Instead than only conserving money, we should concentrate on building wealth.


Skandamata stands for maternal care and nurture. This document teaches us how to be accountable and handle our financial duties. Investors perceive her energy as a remnant of a vigilant protector who keeps a tight check on them but still encouraging their own inventiveness and having faith in their skills. For the future of our family, we should have a financial strategy in place.


Katyayani is a symbol of tenacity and resolve. This process teaches us to be tenacious and persist in pursuing our financial objectives. She advises us to purge our portfolios of any underperforming securities while also evaluating it impartially and refraining from allowing our feelings cloud the reality. We should develop a long-term investing plan and stick to it.


Might and ferocity are connected with Kalaratri. We learn how to prepare for unforeseen financial situations via this form. He is a power to be reckoned with and bestows confidence and protection onto her adherents despite her unconventional dress, garland of skulls and bones, and new take on deities. To safeguard ourselves and our family, we should have an emergency fund and insurance coverage in place.


The goddess Maa Mahagauri is a representation of development, love and knowledge. She is renowned for granting all of the requests of her followers. It simply signifies that if you have incurred debt, you should make careful attempts to pay it off for the sake of your family.


Lord Shiva receives all knowledge and values from Lord Durga’s last incarnation. She teaches us to strive to start where we are and keep going until we are the best version of ourselves. She also teaches us to be well prepared for any unforeseen financial calamity that may strike.

After these all great learnings from our Mahadevis, we can take vow to make our financial life more organized strategic and transparent.