retirement planning

When is Your Cost of Living Too High

When is Your Cost of Living Too High?

Who wouldn’t love a Ferrari standing by his doorstep? Or an aristocratic house which speaks of money spent on it? We all know how powerful money is and how it puppets every other individual by either empowering or destroying them totally. However, if we as responsible individuals strategies our financial status accordingly and wisely, we …

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NPS vs Mutual Funds!

NPS vs Mutual Funds! Which is best for Retirement Planning?

Aren’t we all worried about our futures? People may say that only love can cherish your old hood phase but is that true? Money may not bring joy but we shall all agree that it brings stability and assurance! However we all know we are empowered by the government via the NPS( National Pension Scheme) …

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Central Government Approved EPFO Rates at 8.15% in 2022-2023

Central Government Approved EPFO Rates at 8.15% in 2022-2023

Recently, the center has cleared the interest rate of 8.15% of EPF funds, which was decided earlier in the year on March 28 by the Central Board of Trustees (CBT). The Ministry of Labour and Employment of the Government of India has cleared by a report on July 24 referring to this matter under para …

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401(k) Plan

401(k) Plan: A Comprehensive Guide to Retirement Savings

If you’re an employee working in America, you can take the incentive of the employee’s retirement savings plan. It was introduced in 1978 with the name of the provision of the Revenue Act, 1978.  In this act, if an employee serves under a company, he will get a particular percentage of his paycheck deducted for …

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retirement planning importance

5 Reasons Why Retirement Planning is Essential

You are well-educated, energetic, and have the passion to achieve your dream. It is the stage where your mind and body are young to function for 24*7 hours. However, the same energy is never consistent. Time flies and you enter into the retirement phase where you need a source of passive income to survive. So, …

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