fixed deposits

Tax Implications of Fixed Deposits

Tax Implications of Fixed Deposits: Understanding the Details

Who does not have a Fixed Deposit? From beginners to pro financial experts! All reply on the best and safety method of monetary repository- Fixed Deposits. We do agree upon the low rates of interest but no body can bet on its security and regular interest flows! But do you know that you can have …

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Bank Deposit vs Mutual Fund

Bank Deposit vs Mutual Fund

Mutual funds and bank deposits are two popular investing choices, each with unique traits, advantages, and dangers. Investors must be aware of the distinctions between these options in order to make wise choices depending on their investment horizon, risk tolerance, and financial objectives. Deposits in banks: Savings accounts, certificates of deposit (CDs), and fixed deposits …

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Are Mutual Funds (MFs) Competing Against Bank Deposits

Are Mutual Funds (MFs) Competing Against Bank Deposits?

Mutual Funds (MFs) and bank deposits are not in direct competition, as they serve distinct financial purposes. Bank deposits, including savings accounts and fixed deposits, offer low-risk, secure options with modest interest rates, primarily focused on capital preservation. In contrast, mutual funds are investment vehicles that pool money from multiple investors to create diversified portfolios …

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Company Corporate Deposits

What are Company/Corporate Deposits? A Complete Guide!

Company or Corporate deposits are one of the most familiar topics with newbie investors. It’s more like fixed deposits but a more simple pattern. Though the adversity of NBFCs (Non-Banking Finance Company) the corporate/company market has seen a slowdown, yet it continues to attract and loyal investors, who prefer it than all other assets. Below …

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What is SWP

What is SWP? Advantages of SWP

If investors need regular and timely cash flow from investments, the choices are bank fixed deposits or postal deposits. However, fluctuations in the interest rates on these schemes can impact investors’ future income needs. Mutual funds have offered a solution for this which is called SWP. What is meant by the Systematic Withdrawal Plan in …

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Fixed Deposits with Mutual funds

Displace Fixed Deposits with Mutual funds to Grow Your Real Money- Part 1

Various experts say, investors who can, step ahead to take a little extra risk, should invest in Equity Savings funds to earn extra tax-efficient returns. We have seen many  investors who put their surplus money in fixed deposits,” One should park the funds in an  equity savings fund instead of a fixed deposit if one …

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