financial planning

Financial Advisors vs Stocks Brokers

Difference Between Financial Advisors and Stocks Brokers?

Financial advisors provide services related to holistic financial strategy. Their main responsibility is to provide personalised financial strategies to clients so they can achieve their long-term financial goals. Retirement preparation, tax planning, estate planning, financing for school, and insurance requirements are a few examples of this. However,  stockbrokers are experts in purchasing and selling stocks …

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Mutual Funds Investment Returns

Market High है, क्या अभी Invest करना चाहिए?

मेरा जवाब दोनो है, हा भी और ना भी। चलो पहले “ना” के बारे मे बात करते है।🔲 अगर आप 1-2 साल के लिए Invest करना चाहते है📈 अगर आप Market की तेजी मे दूसरे का प्रॉफिट देख के Invest करना चाहते है🎉 आप Fun के लिए Invest करना चाहते है चलो अब “हा” के …

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Personal Loan vs Credit Cards!

Personal Loan vs Credit Cards!

Both credit cards and personal loans are examples of financial instruments that people might use to make purchases or control their spending. On the other hand, their structure, usage, and payback varied significantly. Personal Loan: Credit Cards: In conclusion, credit cards and personal loans have diverse uses as well as particular benefits and drawbacks. While …

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Bank Deposit vs Mutual Fund

Bank Deposit vs Mutual Fund

Mutual funds and bank deposits are two popular investing choices, each with unique traits, advantages, and dangers. Investors must be aware of the distinctions between these options in order to make wise choices depending on their investment horizon, risk tolerance, and financial objectives. Deposits in banks: Savings accounts, certificates of deposit (CDs), and fixed deposits …

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What Steps Should You Take to Prepare Financially for India's Recession?

What Steps Should You Take to Prepare Financially for India’s Recession?

Preparing for India’s economic collapse requires a thorough financial strategy. To begin, strengthen your financial stability by creating an emergency fund that can cover your living expenditures for at least three to six months. This safety net lessens the effects of prospective job losses or income reductions and acts as a buffer against unforeseen obstacles. …

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Sukanya Samriddhi Yojana

All About Latest Revision of the Sukanya Samriddhi Yojana

A government-backed savings programme in India called the Sukanya Samriddhi Yojana aims to improve the financial security of young girls. It was introduced as part of the Beti Bachao, Beti Padhao initiative and comes with tax advantages and a high interest rate. For a girl under the age of ten, parents or guardians may start …

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Saving vs. Investing

Saving vs. Investing: Understanding the Differences

Two separate financial strategies with differing goals and degrees of risk are saving and investing. Depending on one’s time horizon, risk tolerance, and financial objectives, one can choose to invest or save. Savings is more in line with short-term goals like accumulating an emergency fund or saving for a down payment. Long-term objectives like retirement, …

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Value Investing vs Growth Investing

Value Investing vs Growth Investing: Which Approach is Right for You?

Investing is a crucial part of financial planning, and choosing the right investment strategy is essential to achieving financial goals. Value and growth investing are two popular methods that investors often consider. The decision between the strategies is based on a number of considerations, and each has advantages and disadvantages. Additionally, with the increasing digitization …

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College Savings Plans and Strategies

College Savings Plans and Strategies

Embarking on the journey of college savings demands a strategic approach to ensure financial preparedness for the soaring costs of higher education. Plus we college students can hardly resist ourselves from having that one plate of hot momos at the end of the month, which our empty pockets stop us from having! Here are a …

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