My Finopedia

Myfinopedia informs its users to decide which alternative is appropriate for them as per their understanding of the markets after getting clear pictures of the intricacies involved.

balanced portfolio of mutual funds

How to Build a Balanced Portfolio of Mutual Funds

The three key steps for creating a perfect portfolio – asset allocation, choice of funds, and plan of action to take care of the portfolio. Here are the excerpts of the session.  Asset AllocationInvestors’ timeframe determines their risk appetite and the balanced asset allocation range as well. Time Frame Equity% Debt% Gold% 0 to 12 …

How to Build a Balanced Portfolio of Mutual Funds Read More »

ELSS Tax Saving Mutual Funds

Tax Saving Mutual Funds or ELSS to Invest in 2022

Tax saving mutual funds or Equity Linked Savings Schemes (ELSS) facilitate every investor to save a lot of taxation under Section 80C of the IT Act. One can invest a maximum of Rs 1.5  lakh in ELSS and claim tax deductions on their investments every year. The government of India allows tax planning under Sections …

Tax Saving Mutual Funds or ELSS to Invest in 2022 Read More »

Personal Finance Planning

What is Personal Financial Planning and Why is It Important?

One doesn’t have to be an expert in economics or accounting to be good at personal finance. All that, one has to do is follow certain rules which are universal like the law of gravity. Personal finance is both a simple concept because all the math one needs to understand is covered in schooling, and …

What is Personal Financial Planning and Why is It Important? Read More »

20 Years Stock market

Average Stock Market Returns Last 20 years in India

Time may be a friend of fine companies and an enemy of bad companies. In the last 2.5 decades,  successful companies grow to unimaginable levels in sales, profits, and market cap. Only 100  companies of the highest 500 companies listed in 1995 have outperformed the benchmark. Stock returns are slaves of earnings power and growth. …

Average Stock Market Returns Last 20 years in India Read More »

Fee-Only Financial Advisor

Why We Need Fee-Only Financial Advisor?

A fee-only financial advisor provides financial planning advice or consultation services and manages your personal finance.  These advisors are paid on a flat-fee basis for their service and in return, they provide you with the best financial pieces of advice that enhance your investment portfolio. They work for your profit and in return charges a …

Why We Need Fee-Only Financial Advisor? Read More »

Stock Market Crash

How to Protect Investments From Stock Market Crash ?

The upward trend seen in the market was coined to be a delightful time for investors of all sectors.  There are various reasons for the roaring momentum including record Foreign Investment Inflows (FII)  and direct participation within the stock exchange from new and young investors. But, like all intricacies,  this has the propensity to change. …

How to Protect Investments From Stock Market Crash ? Read More »

Investing Behavioral Biases

Behavioral Biases in Investment Decision-Making

Pirates or Thugs represents the various prejudice investors have which impacts their financial verdicts and averts them from generating wealth. Let us discuss some of the biases in detail so that any investor or future investor can be aware of such pointers and gain much.  The topmost is Loss Aversion bias which is the tendency …

Behavioral Biases in Investment Decision-Making Read More »